Share

Georgia Personal Injury Blog

Tuesday, September 9, 2014

Tips on The Best Way to File an Insurance Claim in Georgia

There are certain steps that should be taken after an accident, but acting fast to make the proper insurance claims may seem overwhelming when you are physically and mentally recovering from a car wreck. Fortunately, a quick phone call to an experienced attorney can ensure that you get the best possible compensation from the insurance company, and here's why:

Deadlines:

First, by quickly contacting an attorney, he or she can make sure that all applicable insurance providers are put on notice of your personal injury and/or property claim in a timely manner. Deadlines vary by insurer and by state, but some insurance companies attempt to reject claims for failure to meet their strict deadlines for a "notice requirement." Even if the insurer does not have an immediate deadline, it's still smart to file quickly as possible, as it's harder to prove that car damage was directly related to the accident if too much time has elapsed. And it will be more difficult for the insurance company to claim that they have been prejudiced by their inability to make a timely investigation of the claim.

Proper Notification:

As part of the "notice requirement," many auto insurance policies also include specific language about the type of notice motorists are required to submit for the claim to be processed. Failure to provide the proper documentation could be another opportunity for the insurance company to deny your claim. However, an attorney will fully review your insurance policy to determine the forms or additional documentation necessary to fulfill the insurance company's requirements. An attorney will also use methods such as certified letters to safeguard evidence proving all notification requirements were properly met.

Details:

You may not even realize that which insurance policy will cover certain losses. You cannot assume the at fault party's insurance will pay all, or any of your claim. They may have coverage issues of their own. This is especially important in cases of significant physical injuries. In that event you may have to make a claim on your own UM policy. Once again, if you wait to notify your UM carrier, then they may deny the coverage you paid for due to the delay. There also may be another party that you haven't thought of. Was the other driver driving his own vehicle or someone else's that may have coverage? Was the other driver working at the time? Does the other driver have an excess or umbrella policy? Are you an insured under someone else's policy? You have a right to know this and you should notify any applicable insurance carriers in a timely manner. An attorney can find all applicable coverage and conduct a full document review of any insurance policies to ensure that you are getting the full coverage you deserve.

Disputes:

While you rely on your auto insurance to help in your time of need, oftentimes insurance companies look for loopholes and caveats to avoid making a pay-out. Our experienced attorneys will work vigilantly to hold the insurance company responsible, and make sure you get the best compensation possible. Our litigators have proven experience in the courtroom and are a tremendous asset to clients who seek a fair settlement from an uncooperative insurance company.

Don't give the insurance company an opportunity to deny coverage. Our attorneys are here to help residents in the Henry County area get the best compensation possible from your insurance agency after a car accident.

For more information on this topic, or for help with your auto insurance claim, call us today at 770-389-4864. Smith, Welch, Webb and White is recognized as a premier law firm throughout the state of Georgia. Our team of experts routinely handles a wide range of legal matters, and will provide outstanding service for you, your family or your business.

 

Any representations regarding the law in this Blog is made available for educational purposes only as well as to give you general information and a general understanding of the law, not to provide specific legal advice. By using this blog site you understand that there is no attorney client relationship between you and the Blog publisher. The Blog should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.


Archived Posts

2017
2016
December
November
October
September
August
July
June
May
April
March
February
January
2015
December
November
October
September
August
July
June
May
April
March
February
January
2014
December
November
October
September
August
July
June
May
Hidden Dangers – Study reveals 65% of commercial trucks are committing safety violations
Personal Injury Attorneys Share How Car Accidents Can affect Pre-Existing Conditions
What’s a “Slip and Fall” Case? By Personal Injury Attorneys located in Henry County Georgia
Americans Admit to Risky Driving Behaviors
Is Your Insurance Company Refusing to Pay for Car Damage or Personal Injuries From the Winter Storms?
Shared Access to Truck Drivers’ Drug & Alcohol Test Data Make Safer Highways
“Safer Teen Car” includes a Computer Parent
How Henry County Residents Can Keep Young Drivers Safe this Spring Break
Top 5 Ways to Prevent a Slip and Fall Personal Injury Accident in your Home
Bicycles versus Cars: Who has the right of way?
Personal Injury Law: Top 5 Things Cyclists Need to Know about Georgia Law
What should you do if you’re in an accident? Tips from a Personal Injury Laywer in Henry County, Georgia
Personal Injury Law: Almost 25 Percent of Car Crashes are Weather-Related
Tips from a Personal Injury Attorney in Stockbridge, Georgia: It’s Time to Review School Bus Safety
Personal Injury Law: What Georgia Residents Should Do if the Victim of Food Tampering or Poisoning
Personal Injury Law: Cooler Weather Could Mean More Road Rage
You May Not Realize You’re Hurt: Advice from a Personal Injury Lawyer in Henry County, Georgia
Coping with a New Disability: Help from a Personal Injury Attorney located in Stockbridge, Georgia
Personal Injury 101: Empower Yourself with the Right Vocabulary
Personal Injury Attorney Advises Georgia Residents on How to Prevent Dog Bites During the Holidays
Personal Injury Attorney in Stockbrdige, GA Gives Holiday Travel Safety Tips
Hosting a New Year’s Eve Party? Here are the Top 5 ways to Protect Yourself and Others.


Smith Welch Webb & White serve clients throughout the south metro Atlanta area including but not limited to McDonough, Stockbridge, DeKalb County, Clayton County, Henry County, Jonesboro, Spalding County, Butts County, and Lamar County.

© Smith Welch Webb & White | Disclaimer | Privacy Policy | Law Firm Website Design by Zola Creative



© 2017 Smith Welch Webb & White | Disclaimer
280 Country Club Drive, Suite 300, Stockbridge, GA 30281
| Phone: 844.810.4357

Personal Injury Overview | Wrongful Death | Truck Accidents | Automobile Accidents | Motorcycle Accidents | Drunk Drivers | Civil Rights | Workers' Compensation | Slip/Trip and Fall Accidents | Dog Bites | Assault | Product Liability | Medical Malpractice | Nursing Home Abuse | | Attorneys | Articles | Client Forms

Law Firm Website Design by
Amicus Creative