How To Protect Your Personal Injury Claim
With offices throughout the southside of metro Atlanta, our firm represents many clients who have suffered personal injuries from motor vehicle collisions, slip and falls or other incidents that are due to the negligence of other persons or entities. These injuries can result in substantial compensation whether through a settlement or a jury verdict in a lawsuit.
If you have been injured due to someone else’s negligence, there are a number of steps you should take to protect your claim.
First, ensure that you are in a safe place and call 911. Describe the type of help you need from the police and medics. Get medical attention as soon as possible if you need it. This is no time to be stoic about your pain.
Second, protect yourself against further damage by following these steps:
Get as much information at the scene as possible such as photographs of the vehicles and scene location and names and contact information from witnesses. Exchange insurance information with the other driver if it is an automobile collision.
Contact an attorney whose focus is in personal injury claims. Most personal injury attorneys don’t charge anything for a consultation. If you delay in calling an attorney, it could result in loosing certain rights you may not be aware of, costing you thousands of dollars and ultimately make a bad situation even worse.
dealing with insurance and your personal injury claim
Contact your own insurance company ASAP, even if it is the other driver’s fault. You more than likely have a mandatory reporting requirement in your insurance contract and if you need them to step in and help pay for things, they may very well have an exclusion if you don’t tell them soon enough. Don’t accept a quick offer from the other driver’s insurance company without talking to a lawyer first, and not before knowing the true nature and extent of any injuries. The insurance adjuster is trying to save as much money as possible for the insurance company and will probably give you a low-ball figure on the value of your claim. Often, they will try to get you to settle before you have finished treatment. That would be a terrible mistake. You may be entitled to compensation for pain and suffering and lost quality of life. Also, an insurance adjuster may ask you for a recorded statement. Say “no thanks” to the recorded statement and refer the adjuster to your attorney if you have one or tell them you want to talk to an attorney first if you don’t have one. This statement may be used against you if the case proceeds to litigation.
Medical Expenses in Your Personal Injury Claim
Keep records of all medical expenses related to the accident. Use your med pay or health insurance if you have it. If a provider says they don’t take health insurance in accident injury cases, call an attorney at once. If your health insurance provider pays some or all of your medical costs, they may have a right to reimbursement (called “subrogation”), but it will still save you money to go through your health insurance as opposed to self-pay or payment through a lien. The health insurance company may also claim they have a right to subrogation when they really don’t. It takes a skilled professional to negotiate these issues to put the most money in your pocket as possible.
Vehicle Damages in Personal Injury Claims
Immediately, or as soon as possible, take photographs of the damage done to your vehicle. It’s also important to keep good records of any estimates or expenses related to your car damage, including the cost of a rental car while your car is repaired. When negotiating with the insurance company for damage to your vehicle, it’s also key to understand that you are entitled to the diminished value of your car, in addition to the repair costs.
Call or contact the law office of Southside Injury Attorneys for experienced attorneys that can help hen you’ve been injured. We have six convenient locations in McDonough, Stockbridge, Peachtree City, Jackson, Barnesville, and Griffin. We serve clients all over the state as one of Georgia’s most respected law firms.